Best Maternity Insurance in Singapore

What is Maternity Insurance?

Maternity Insurance is an insurance plan that covers pregnancy complications. These pregnancy complications could affect the mother or the child. If there is a claim submitted for the policy, it will be paid in a lump sum to cover the medical cost associated with pregnancy complications.

What should you consider before getting Maternity Insurance?

Standalone versus Insurance-Linked Policy 

There are two types of maternity plans a standalone maternity plan or an insurance-linked plan. The standalone maternity plan can be purchased without having to purchase any other insurance policy with the insurer. An insurance-linked policy can only be bought if you have already purchased or will purchase a whole life plan from the same insurer. 

Types of Pregnancy Complications

If you are on the look for a maternity insurance plan you should see how many types of pregnancy complications that the plan covers. Most of the time it covers around 10 types of pregnancy complication affecting the mother. The pregnancy complication coverage type and duration for the child can vary. 

Sum Assured 

If you want comprehensive coverage you would have to see how much the sum assured would be for the plan. The higher the sum assured, the higher the cash payout to support extended medical coverage for you and your child. 

Best Standalone Maternity Insurance Plan

More details for the above plans may be found here:

Best Maternity Insurance-Linked Plans 

Full insurer Maternity Insurance details may be found here:

PolicyPal’s Review of Best Maternity Insurance Plans 

A maternity plan is something the expectant mothers will consider. This plan will be a good accompaniment to your current financial portfolio. However, it is important to review your current insurance coverage to see if a Maternity plan is suitable for you. 

As seen in the comparison tables, the maternity plans available are usually insurance-linked policies, meaning that they can only be bought together with a life insurance policy from the insurer. If you are an expectant mother look for life insurance coverage, then comparative analysis of Whole Life Insurance may be more suitable for you as it provides more comprehensive coverage after the pregnancy is over.

If you currently already have a life insurance policy, then a standalone plan would be a good accompaniment to increase your protection coverage. This is because maternity plans cover congenital illnesses and pregnancy complications. 

You can get a quotation from us in 48 hours by including your details in the form below. 

Claims & Contact Information
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Schedule a Free Teleconsulting service with us today

You will be able to enjoy a free financial portfolio review which will help you better understand how to create a suitable financial plan for you and your family. We will analyse life insurance products from over 20 insurers and present you solutions that are tailor-made to address your concerns. 

Our advisor will be more than happy to help you understand any of these insurance policies: 

  • Health Insurance
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  • Personal Accident Insurance
  • Term/Whole Life Insurance

If you would like to know more about a specific life insurance product you can let us know your preference. This is so that we can be better prepared during the appointment to present you with a comparison table if needed.

How will I be able to schedule an appointment?

You can WhatsApp us at 8750 0688 and let us know your preferred date and time for the appointment. The appointment will be conducted using Zoom a free video-conferencing app for video consultation on your computer or your phone. 

Alternatively, you can include your details here and we will contact you to help you set up an appointment. Get a quotation within 48 hours when you submit your interest here.

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