Summary of Great Eastern Critical Illness Plans

Great Eastern is one of the largest Life Insurance companies in Singapore and Malaysia. With more than a century worth of experience, Great Eastern has been a trusted name in the Insurance industry. With a mission to help customers live healthier, better and longer, Great Eastern has been actively tailoring their coverages and plans to protect its customers in this ever-changing environment.

What is Critical Illness Insurance?

Critical illness insurance is an insurance policy that pays a lump sum if you are diagnosed with an illness covered by the policy. The cash benefits are only paid if the illness meets the definition as stated in the policy wordings. Some critical illness policies cover early-stage cancer or have a limited payout for early-stage cancers. These payments are subject to the sum insured or policy limits.

Here is the list of Great Eastern Critical Illness Plans available:


Product	Highlight	Benefit
Great Eastern Critical Care Advantage	This plan provides extensive protection to support your financial needs at different stages of critical illnesses allowing you to have more treatment options.	Provides additional payout of up to a total of $185,000 against 7 different special benefits.
Great Cancer Guard	GREAT Cancer Guard provides 100% payout for all stages of cancer, with coverage up to S$300,000. It is available at an affordable premium, which does not increase with age.	100% payout at all stages of cancer, with coverages up to $300,000.
Great Family Care	This is the first-ever multi-generational critical illness plan that provide coverage for you, your children and your parents, all in one plan.	Provides coverage for 53 critical illnesses, death, Total and Permanent Disability (TPD), and terminal illness.

Summary of Great Eastern Critical Illness Plans:


Product	Great Eastern Critical Care Advantage	Great Cancer Guard	Great Family Care
Key Benefit	High payout amount of up to $300,000 to cover early and intermediate stages of 85 medical conditions under 37 critical illnesses. Additional $185,000 payout for 7 special benefits. Premium Waiver will be activated upon first successful claim under Early or Intermediate Stage.	100% payout for cancer at all stages. Affordable premium that does not increase with age. Medical examination is not required, with guaranteed renewal up to age 85.	Provide coverage for you, your children and your parents, from 53 Critical Illnesses, Death, TPD and Terminal Illness.
Premium Term	Monthly premium from 6 years up to age 85	Monthly or yearly premium.	Monthly premium up to age 85
Critical Illnesses Covered	85 medical conditions under 37 Critical Illnesses	All Cancer stages	53 Critical Illnesses, Death, TPD and Terminal Illness.
Highlights	Multiple claims across different critical illnesses or stages of the same illness can be done seamlessly with no waiting period between submission of claims.	This plan provides 100% coverage for all cancer stages at an affordable premium that does not increase with age.	Coverage can be extended to your children, along with free coverage for 25 juvenile conditions. Option of adding on a Parent Protect rider – insuring them with no medical assessment.
Emergency	Death	NA	Death
Downside	Limited and low emergency coverage.	Does not cover hospitalisation income.	Does not cover cost of hospitalisation, as well as accidents.

PolicyPal’s Review of Great Eastern Critical Illness Plans

Critical Care Advantage

Critical Care Advantage is designed to support your financial needs, providing you with more treatment options during different stages of your critical illness. It further provides claims for 7 Special Benefits which includes Diabetic Complications etc. This plan also comes with flexible terms and coverage amount from a minimum of $50,000 to $3 million sum assured. Coverage against Death is also included during the policy term.

However, there is only 1 emergency coverage of Death with a benefit of $15,000. Hence, this policy is tailored purely for Critical Illness protection.

Good for: Individuals looking for Critical Illness protection to add on to their existing life insurance policies.

GREAT Cancer Guard

GREAT Cancer Guard is a plan purely to protect you against cancers from all stages. This plan is affordable, and the premium does not increase with your age. Cancer Guard also does not require any medical examination with guaranteed renewal till age 85, making it a seamless application.

However, this plan does not come with any Hospitalisation Income or Personal Accident protection.

Good for: Individuals looking for Cancer protection with a fixed premium that does not increase with age.

GREAT Family Care

Protect yourself and your loved ones with Great Family Care. This plan ensures that you and your loved ones are protected from risks that come with their age. It is a complete family insurance package that is tailored for individuals with multi-generation family members. One key highlight of this plan includes coverage that extends to your children up to the age of 18, providing protection against 25 juvenile conditions – with no policy application or medical assessment required.

Good for: Family breadwinners with multi-generation family dependants.

Want to find out more about Critical Illness plans from other insurers? Here is the full comparison of the Best Critical Illness Insurance.

Schedule a Free Teleconsulting service with us today.

You can enjoy a free financial portfolio review. This review will help you better understand how to create a suitable financial plan for you and your family. We will analyse life insurance products from various insurers and present you with solutions, tailor-made to address your concerns.

Our financial adviser representative, representing PolicyPal, will be happy to help you understand any of these insurance policies:

Health Insurance
Critical Illness Insurance
Endowment/Savings Insurance
Personal Accident Insurance
Term/Whole Life Insurance

To get in touch, you can WhatsApp us at 87500688 and let us know your preferred date and time for the appointment. Alternatively, leave your details below and we will contact you to help you arrange for an appointment.

Submit your interest now!

If you would like to know more about a specific insurance product, you can also let us know your preferences. This is so that we can be better prepared during the appointment to present you with a comparison table if needed.

The teleconsultation can be done through a WhatsApp phone call or video call. However, we would recommend using Zoom as it is a free video-conferencing app that you can download for clear audio and video consulting on your computer or phone.