Summary of Prudential Maternity Insurance

Prudential was founded in 1848 in the United Kingdom. By 1914, one in three British households had an insurance policy with Prudential. Fast forward till today, Prudential has grown rapidly across the globe. Prudential has become a trusted name in the Singapore insurance industry.  Prudential Singapore is one of the market leaders in their savings and whole life plans with more than $30 billion in funds under management as of 2016. 

What is Maternity Insurance?

Maternity Insurance is an insurance plan that covers pregnancy complications. These pregnancy complications could affect the mother or the child. If there is a claim submitted for the policy, it will be paid in a lump sum to cover the medical cost associated with pregnancy complications.

Here are the Prudential Maternity Plans Available:

Prudential Standalone Maternity Plan Details:

Prudential Bundled Maternity Plan Details:

PolicyPal’s Review of PRUMum, PRUFirst Promise, and PRUFirst Gift:


PRUMum is a standalone Maternity plan that provides coverage on a relatively higher number of pregnancy complications and congenital illnesses for both mother and child. PRUMum comes with 4 different tiers, with sum assured of $5k, $10k, $15k and $20k. This policy’s key benefit is the coverage against assisted pregnancies such as IVF,  which most other maternity plans do not provide. This is also one of the only maternity plan in the market that provides psychological support for mothers. 

Good for: Expecting mothers looking for a standalone plan with comprehensive coverage. 

PRUFirst Promise

PRUFirst Promise is a bundled plan consisting of PRUMum, a maternity plan, and PRUActive Life, a Whole Life insurance plan. This bundled plan is specially designed to provide comprehensive coverage during pregnancy and to protect your child against Death, Terminal Illnesses, TPD and Critical Illnesses. Apart from the benefits included in PRUMum and PRUActive Life, PRUFirst Promise also covers death and terminal illnesses for expecting mothers.

You can find more information about PRUActive Life here.

Good for: Expecting mothers looking for insurance coverage for their pregnancy and life insurance for their child.

PRUFirst Gift

PRUFirst gift is a bundled plan consisting of PRULink Enhanced Protector II, an investment-linked plan, and PRUMum2be, a term life insurance plan. This plan is designed to provide both coverage of the expecting mother, as well as the child while they are still in the womb, with protection against Death, Terminal Illnesses, TPD, and Critical Illnesses. Apart from the life coverage, this plan also includes an investment portion, to invest in the future of the child.

You can find more information about PRULink Enhanced Protector II here .

Good for: Expecting mothers looking for insurance coverage for their pregnancy and life insurance for their child with an element of savings.

Want to find out more about Maternity Insurance from other insurers? Here is the full comparison of the Best Maternity Insurance Plans.

Claims & Contact Information
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