Prudential Personal Accident Plans

Prudential was founded in 1848 in the United Kingdom. By 1914, one in three British households had an insurance policy with Prudential. Fast forward till today, Prudential has grown rapidly across the globe. Prudential has become a trusted name in the Singapore insurance industry.  Prudential Singapore is one of the market leaders in their savings and whole life plans with more than $30 billion in funds under management as of 2016. 

What is Personal Accident Insurance?

A Personal Accident plan is a general insurance plan that provides the policyholder with financial reimbursement and support in the event of an accident. The insurance plan usually covers the cost involved with hospitalisation, rehabilitation, recovery and even evacuation. 

Prudential Personal Insurance Summary:

Here are the details of Prudential Personal Accident Insurance:

PolicyPal’s Review of PRUPersonal Accident Insurance:

PRUPersonal Accident provides you with one of the highest payout against accidental death resulting from public or private transport accidents (up to $3 million). It also comes with affordable premiums and 24 hours worldwide coverage. You can enjoy an increase in 25% of your coverage if no claims were made in the first 5 years. 

However, PRUPersonal Accident only caters to a limited scope of coverage. The base plan does not include any coverage on mobility aid, trauma counselling and daily hospitalisation Income. Riders are also limited to recovery aid and fracture care. 

Good for: Individuals looking for high payout against accidental deaths.

Want to find out more about Personal Accident Insurance from other insurers? Here is the full comparison of the Best Personal Accident Insurance Plans.

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