Life Insurance

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What is Life Insurance?
Life insurance is a form of financial protection or coverage. It acts as a form of retirement planning, savings and even as an investment. Monetary support will be given to you if you are permanently disabled or critically ill, if your policy provides for this, or paid to your estate if you are no longer around.
Why is Life Insurance important?
Being able to take care of your loved ones even if you are no longer around, means having minimal disruption to their current lifestyles. To do that, it entails having adequate cover for your family's daily expenses. You can also care for your loved ones by planning, ensuring your legacy is passed down to future generations.
How much Life Insurance do I need?
It will depend on your salary that you earn and the liabilities that you will need to cover. Next, you will need to determine your expected living expenses. It will also be good to check out the other insurance benefits within the policy itself as they might have special coverage like total and permanent disability benefit.
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Group Term Life

Group Term Life is a high protection insurance plan that provides you and your family with a comprehensive coverage of up to $1,000,000 at just $1.37 per day.

Key Benefits


Receive 100% of the advance payment benefit up to $400,000
No medical check-up and underwriting required for up to $250,000 coverage
In the event that the main Insured Person passes away, the spouse can continue to receive coverage
Daily hospital cash benefit
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MyProtector Term Life

MyProtector is a flexible and affordable term protection plan that allows you to choose the coverage you need. This will allow you to match your personal and professional milestones.

Key Benefits


Pays a lump sum in the event of death or upon diagnosis of a terminal illness within the policy term
Allows you to choose between 3 plans - Term, Level Plus, and Decreasing
Allows you to enhance your coverage by complementing your plan with your choice of riders
Specially designed to empower you to select the precise coverage that you need
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Term Protector

Term Protector is a term insurance plan with big coverage at affordable costs that pays your sum assured upon death or terminal illness.

Key Benefits


Plan your cash flow with your preferred coverage term
Convert Your Policy Anytime
Guard your loved ones from inflation
Have Optional Riders for an Additional Layer of Protection
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Direct Purchase Insurance (DPI) Life

NTUC Income DPI allows you to fulfil your insurance needs as you enjoy high coverage with affordable premiums.

Key Benefits


Coverage in the event of death, terminal illness or total and permanent disability (TPD before age 65) during the term of the policy
Choice of Policy Term (Term or Whole Life)
Choice of Renewability (Renewable or Non-Renewable)
Option to enhance coverage with the DIRECT – Dread Disease Rider for Term

What other type of insurance are you looking for?

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