Critical Illness Insurance
The older you get, chances of contracting a critical illness will increase. It will be wise to have a critical illness policy as there will be a payout in an event you are diagnosed with a major illness that is covered by the policy.
Following suit with critical illness, chances of becoming disabled gradually increases with age. It is important to take extra precaution to ensure that an additional coverage is taken in the event of a disability.
Personal Accident Insurance
Personal accident insurance provides an additional layer of assurance to allow you to cope with the financials in the event of an accidental incident such as a fall at home.