Motor Insurance

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Motor Insurance
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Motor Insurance in Singapore.
It is against the law to drive a motor vehicle on the road without a valid insurance policy. The minimum requirement is that the policy provides cover for personal injury to other parties.
NCD (No-Claim Discount)
This is a discount given by insurers when no claim has been made under your policy for a year or more. For every year with no claim, you will be entitled to 10%; up to 5 years which entitles you to 50%.
Your NCD applies to you and not to your vehicle. For example, if you sell your vehicle and buy another one, you will retain your NCD. However, if you own more than one vehicle, you might have a different NCD for each vehicle.

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