2. COLLECTION OF INFORMATION
When you access or use the Website or any part thereof, or communicate with PolicyPal or any of its officers, employees or agents, whether through written, published or electronic means, the telephone or otherwise, PolicyPal may collect or receive personal or non-personal information or data about, in connection with or from you, including, without limitation, through cookies, pixel tags, website and data analytics, and other technologies, in accordance with the Personal Data Protection Act 2012 ("PDPA"). Personal information or data may include, without limitation, your name, contact information, user profile, and information about your financial status. Non-personal information or data may include, without limitation, your browser information, internet protocol (IP) address, how you use the Website or any part thereof, and aggregated information. PolicyPal will, as far as possible, inform you at each collection point as to what information is required and what information is optional.
3. USE OF INFORMATION
PolicyPal uses the collected information:
4. DISCLOSURE OF INFORMATION
PolicyPal will not sell or rent your personal information to any third party. Information you provide to PolicyPal will be disclosed to third parties where:
PolicyPal has implemented and will continue to maintain security measures adequate to prevent the unauthorised collection, use, disclosure, copying, modification, and disposal of your information. Nevertheless, you acknowledge and agree that communications through the Internet are not entirely secure and that any information transferred to PolicyPal is done so at your own risk. PolicyPal does not warrant or guarantee that the information you provide will not be accessed, copied, used, or disposed of in breach of PolicyPal's security measures, and you agree not to hold PolicyPal liable or responsible for any loss or damage resulting therefrom. In the event of such a breach, PolicyPal will, as far as reasonably possible, promptly notify all affected persons. You accept that you are responsible for keeping confidential your username and password to your account with PolicyPal.
6. WEB-RELATED INFORMATION
6.1 PolicyPal may collect certain information from you without you actively providing the information when you navigate the Website via cookies. Cookies are small data text files stored in your local browser cache that send information about your previous visits to and activities on the Website. These cookies will not give PolicyPal any personal information about you. PolicyPal reserves the right to use the cookies to recognize your browser and thereby customise and optimize the Website to your preferences.
6.2 You can accept or delete cookies. For security reasons, you may wish to deactivate the storing of cookies or adjust your browser to inform you before the cookies are stored on your computer. However, please note that if you do erase or block the cookies, you may not be able to utilize some features on the Website. In such situations, PolicyPal shall not be held liable for any loss or damage resulting from your inability to use those features.
6.3 PolicyPal may also collect your Internet Protocol (IP) address. Your Internet Service Provider allocates an IP address to your computer in order for it to access the Internet. The IP address is considered to be non-personal information and it may be dynamic (changing every time you connect to the Internet) or it may be static (unique to your computer). PolicyPal collects your IP address in order to facilitate its administration and improvement of the Site. The information derived from your IP address can help PolicyPal diagnose server problems, report aggregate information, and determine the fastest route from your computer to the Website.
6.4 We use the following cookies:
7. NOTIFICATIONS & COMMUNICATIONS
7.1 PolicyPal may send you email notifications from time to time. You may not opt out of receiving certain service-related notifications that are:
7.2 You may, through written notice to PolicyPal, opt out of other service-related notifications at any time, including:
8. TRANSFER, STORAGE, & RETENTION OF INFORMATION
8.2 PolicyPal will retain all information collected for as long as you continue to use the Website or PolicyPal's services. If you are a member and terminate your PolicyPal account, PolicyPal will retain the information, including personal data, collected during your membership for as long as reasonably necessary for any business or legal purpose.
PolicyPal may record, and/or monitor any communication(s) (including telephone calls or other electronic communications) between you and PolicyPal. PolicyPal may do so in order to resolve queries in the future and/or for the purpose of ensuring security, staff training and complying with its legal and/or regulatory responsibilities.
10. YOUR RIGHTS
10.1 You have the right to ask PolicyPal not to process your personal data for marketing purposes. PolicyPal will usually inform you (before collecting your data) if it intends to use your data for such purposes or if it intends to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing through written notice to PolicyPal at firstname.lastname@example.org. The Website may, from time to time, contain links to and from the websites of its partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that PolicyPal does not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.
10.2 You may choose to stop receiving or change the frequency of email, direct mail, phone and mobile marketing communications. You can update and correct your personal information anytime using by sending PolicyPal a message via Contact Us within the Website, or by contacting PolicyPal at email@example.com.
Last updated: 29 August 2017