If you have an injury sustained during a journey outside of Singapore, HL shall pay according to the table in the policy wording. The event must occur within 12 months after the sustained injury’s occurrence.
HL will pay up to the benefit limit for medical expenses, additional accommodation expenses if it is necessary to stay longer abroad than originally intended, and additional travelling expenses if the original return ticket cannot be used.
In the event that you sustain bodily injury or sickness during a journey outside of Singapore, HL’s appointed assistance company will judge if it is appropriate to move you to another location for medical treatment or to return you to Singapore.
In the event of necessary and unavoidable cancellation, HL shall pay up to the benefit limit for loss of and/or forfeit of deposits or charges paid in advance or contracted to be paid in advance.
HL shall pay 100 dollars for each continuous six hour period up to the benefit limit, in the event that the common carrier is delayed.
HL shall pay up to the benefit limit for accidental loss or damage to your baggage and/or personal effects which you took with you on your trip or purchased during the trip.
HL is a member of Hong Leong Group, who have a presence around the world. Coverage can range from reimbursement or direct payment of medical expenses incurred overseas, to travel inconveniences such as trip cancellation, flight or baggage delay, coverage for terrorism-related events and more. Especially, HL offers unlimited coverage in the case of emergency medical evacuation.