Pet Insurance for Dogs & Cats

Pet Insurance for Dogs & Cats

Your pet must be an approved dog breed or cat by the relevant local authority in your usual residential address.

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Liberty

Liberty PetCare Standard

$356.54

  • Accidental Death

    $1,000

  • Accidental Injury

    $500

  • Surgical Treatment

    $1,500

  • Pet AccidentAccident

    • Accidental Death

      $1,000
      • Death of the insured pet due to accidental injury
    • Accidental Injury

      $500
      • Vet expenses arising from accidental injury
    • Deductible per incident

      $50
    • Theft

      $300
      • Loss due to reported theft (Not applicable to cats)

  • MedicineMedical Coverage

    • Non-surgical Treatment

      $500
      • Vet expenses for non-surgical treatment
    • Co-insurance percentage to be borne by the insured (per incident)

      50%
    • Surgical treatment

      $1,500
      • Vet expenses for surgical treatment
    • Co-insurance percentage to be borne by the insured (per incident)

      30%

  • LiabilityLiability

    • Third Party Liability

      $100,000
      • Third party liability arising from owning the insured pet
    • Deductible per incident

      $500

  • NCDNo Claim Discount

    • One year

      5%
    • Two consecutive years

      10%
    • Three consecutive years

      15%

  • DocumentsPolicy Documents

  • Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

Liberty PetCare Standard

$356.54

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What does pet insurance cover?

Pet insurance is a type of insurance that covers costs arising from your dog or cat. Plans are annual and typically cover some or all of the following potential expenses.

  • Veterinary costs

    Veterinary costs

    Veterinary medicine and treatments can cost a lot in Singapore, and pet healthcare costs continue to increase. Have peace of mind when taking care of expenses that may arise from a visit to a vet, whether your pet needs surgery, chemotherapy or other forms of medical care.

  • Unexpected expenditure

    Unexpected expenditure

    Sometimes, pets can get overly mischievous and end up inflicting injuries to others or damaging property. Having pet insurance covers potential third party liabilities.

  • Pet theft

    Pet theft

    Yes, pet theft is a thing, especially if your prized pooch is the trusting and friendly type. Given that some breeds can cost a hefty sum, pet insurance may insure your pet in the case of theft.

  • Death of your furkid

    Death of your furkid

    Most pet insurance plans cover the expenses arising from the accidental death of your furry friend, such as cremation or burial.

Is your pet eligible for pet insurance?

  • FAQ

    Dogs & cats only

    Pet insurance in Singapore currently available for dogs and cats only. It is not possible to insure other pets (even though they may be liable to high veterinary costs too) at the moment.

  • FAQ

    Your pet's age

    Your pet has to be at least 8 weeks old to get insured. More importantly, the maximum age that they can be insured is 9 years old. If your pet is older than that, it is not eligible.

  • FAQ

    Microchip

    Some pet insurers require your pet to be microchipped before they can insure it. In any case, microchipping is a very good idea as you never know when your pet might get lost!

  • FAQ

    Other requirements

    Your pet must not be a working dog (e.g. guide dog or guard dog), used for breeding purposes, or reside in a different home from you.

What is Liberty Pet Insurance (PetCare)?

What is Liberty Pet Insurance (PetCare)?

Liberty PetCare is one of the most popular pet insurance policies in Singapore for a simple reason: It offers comprehensive coverage of healthcare costs, up to age 13. Liberty PetCare* covers non-surgical medical treatment as well as surgeries. (*In the event of a claim, the co-insurance clause applies.) In addition to its coverage of healthcare costs, Liberty PetCare also features some coverage for third party liabilities. The annual premium starts from $350. This sum may seem a little hefty for new pet owners, but seasoned pet parents would know that you can easily spend this much on a visit to the vet!

Is it worth it to get pet insurance?

Pet insurance is not compulsory in Singapore, and plenty of people do get by without it. However, it is important for every responsible pet owner to budget for healthcare costs for their pet, especially for certain breeds who are prone to illness and for older pets. As most pet owners do not understand the high cost of medical treatment, many end up abandoning their pets the moment they get their first expensive medical bill. It is also important to anticipate the cost of third party liabilities, especially if you have a dog that is known for its aggressive behaviour. Accidents do happen and some dogs have been known to attack other animals or even children. The responsible pet owner would want to consider pet insurance as a way to safeguard against these scenarios.

Why buy travel insurance from us?

  • Value for money

    Value for money

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  • Customer-oriented

    Customer-oriented

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  • Time-saving

    Time-saving

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