What does pet insurance cover?

Pet insurance is a type of insurance that covers costs arising from your dog or cat. Plans are annual and typically cover some or all of the following potential expenses.

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  Veterinary costs

  Veterinary medicine and treatments can cost a lot in Singapore, and pet healthcare costs continue to increase. Have peace of mind when taking care of expenses that may arise from a visit to a vet, whether your pet needs surgery, chemotherapy or other forms of medical care.

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  Unexpected expenditure

  Sometimes, pets can get overly mischievous and end up inflicting injuries to others or damaging property. Having pet insurance covers potential third party liabilities.

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  Pet theft

  Yes, pet theft is a thing, especially if your prized pooch is the trusting and friendly type. Given that some breeds can cost a hefty sum, pet insurance may insure your pet in the case of theft.

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  Death of your furkid

  Most pet insurance plans cover the expenses arising from the accidental death of your furry friend, such as cremation or burial.

Is your pet eligible for pet insurance?

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  Dogs & cats only

  Pet insurance in Singapore currently available for dogs and cats only. It is not possible to insure other pets (even though they may be liable to high veterinary costs too) at the moment.

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  Your pet's age

  Your pet has to be at least 8 weeks old to get insured. More importantly, the maximum age that they can be insured is 9 years old. If your pet is older than that, it is not eligible.

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  Microchip

  Some pet insurers require your pet to be microchipped before they can insure it. In any case, microchipping is a very good idea as you never know when your pet might get lost!

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  Other requirements

  Your pet must not be a working dog (e.g. guide dog or guard dog), used for breeding purposes, or reside in a different home from you.

What is Liberty Pet Insurance (PetCare)?

Liberty PetCare is one of the most popular pet insurance policies in Singapore for a simple reason: It offers comprehensive coverage of healthcare costs, up to age 13. Liberty PetCare* covers non-surgical medical treatment as well as surgeries. (*In the event of a claim, the co-insurance clause applies.) In addition to its coverage of healthcare costs, Liberty PetCare also features some coverage for third party liabilities. The annual premium starts from $350. This sum may seem a little hefty for new pet owners, but seasoned pet parents would know that you can easily spend this much on a visit to the vet!

Is it worth it to get pet insurance?

Pet insurance is not compulsory in Singapore, and plenty of people do get by without it. However, it is important for every responsible pet owner to budget for healthcare costs for their pet, especially for certain breeds who are prone to illness and for older pets. As most pet owners do not understand the high cost of medical treatment, many end up abandoning their pets the moment they get their first expensive medical bill. It is also important to anticipate the cost of third party liabilities, especially if you have a dog that is known for its aggressive behaviour. Accidents do happen and some dogs have been known to attack other animals or even children. The responsible pet owner would want to consider pet insurance as a way to safeguard against these scenarios.

Why buy travel insurance from us?

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  Value for money

  We compare our partners' insurance plans based on best price and coverage to give you the best bang for the buck.

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  Customer-oriented

  We are always online to serve you and your needs to your best interests - because you come first.

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  Time-saving

  We save your details securely and cut your time by half the next time you purchase another policy with us.