The Best Travel Insurance in Singapore For COVID-19 Coverage

travel insurance Singapore

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Before you fly off on your next holiday, be sure to obtain sufficient coverage with a solid travel insurance plan.

It’s time to travel to your dream destination to clear your stress (woo-hoo!), but as always, you need to ensure that you’ve got your travel essentials covered. While you’ve probably ticked your travel itinerary, transport, and buffer cash off your list, as a smart traveller, it pays to ensure you’re medically and physically protected during your trip. Enter travel insurance

These days, almost all travel insurance plans in Singapore offer COVID-19 coverage. So how do you pick the best one for your trip?

The Best Travel Insurance in Singapore for Single-Trip Purchases

There are two types of travel insurance plans you can purchase — a Single Trip Purchase or an Annual Trip Purchase. 

Based on our comparison tool, here’s an example of what you could expect for a week’s trip to Thailand or Indonesia. With Batam and Bintan being just one ferry ride away, this is the closest country you could hop to for sandy beaches, clear skies, and a relaxing breeze.

The Budget-Conscious Traveller: Affordable, Basic Travel Insurance Coverage 

Travel Insurance Provider & Coverage Level

Premium Cost & Main Insurance Coverage

COVID-19 Coverage

Promotions

Basic Coverage:

MSIG TravelEasy Standard Asean

Premium: S$37.20

Overseas Medical: S$250,000

Travel/Trip Delay:

S$500

Baggage Loss/Damage:

S$3,000

Yes

With COVID-19 Coverage. Receive your policy documents immediately.

1 April - 30 April 2024
Single Trip Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Get Up to S$38 Rewards via PayNow and 40% discount when you buy NOW!
Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Get Up to S$38 Rewards via PayNow and 20% discount when you buy NOW!

Basic Coverage:

Tiq Travel Entry

Premium: S$34.20

Overseas Medical: S$200,000

Travel Delay:

S$300

Baggage Loss/Damage:

S$2,000

Yes

With COVID-19 Coverage.

8 April - 17 April 2024
Single Trip Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code TIQPP to get Up to S$10 Rewards via PayNow and 45% discount when you buy NOW!
Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code TIQPP to get Up to S$10 Rewards via PayNow and 60% discount off Covid-19 add on when you buy NOW!

Basic Coverage:

Allianz Travel Bronze Asean

Premium: S$31.80

Overseas Medical: S$250,000

Travel Delay:

S$600

Baggage Loss/Damage:

S$2,000

Yes

With COVID-19 Coverage.

1 April - 30 April 2024
Single Trip/ Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code PPAZ to get Up to S$40 Rewards via PayNow and 43% discount when you buy NOW!

Compare Travel Insurance

The Savvy, Economical Traveller: Spend a Bit More for Comprehensive Coverage

Travel Insurance Provider & Coverage Level

Premium Cost & Main Insurance Coverage

COVID-19 Coverage

Promotions

Essential Coverage: 

MSIG TravelEasy Elite Asean

Premium: S$49.50

Overseas Medical: S$500,000

Travel/Trip Delay:

S$1,000

Baggage Loss/Damage:

S$5,000

Yes

With COVID-19 Coverage. Receive your policy documents immediately.

1 April - 30 April 2024
Single Trip Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Get Up to S$38 Rewards via PayNow and 40% discount when you buy NOW!
Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Get Up to S$38 Rewards via PayNow and 20% discount when you buy NOW!

Essential Coverage: 

Tiq Travel Savvy

Premium: S$48.60

Overseas Medical: S$500,000

Travel Delay:

S$300

Baggage Loss/Damage:

S$2,000

Yes

With COVID-19 Coverage.

8 April - 17 April 2024
Single Trip Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code TIQPP to get Up to S$10 Rewards via PayNow and 45% discount when you buy NOW!
Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code TIQPP to get Up to S$10 Rewards via PayNow and 60% discount off Covid-19 add on when you buy NOW!

Essential Coverage: 

Allianz Travel Silver Asean

Premium: S$37.80

Overseas Medical: S$500,000

Travel Delay:

S$1,200

Baggage Loss/Damage:

S$3,000

Yes

With COVID-19 Coverage.

1 April - 30 April 2024
Single Trip/ Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code PPAZ to get Up to S$40 Rewards via PayNow and 43% discount when you buy NOW!
Compare Travel Insurance

The Premium Traveller: Get Top-Tier Travel Insurance Coverage

Travel Insurance Provider & Coverage Level

Premium Cost & Main Insurance Coverage

COVID-19 Coverage

Promotions

Elite Coverage:

MSIG TravelEasy Premier Asean

Premium: S$69.60

Overseas Medical: S$1,000,000

Travel Delay:

S$1,500

Baggage Loss/Damage:

S$7,500

Yes

With COVID-19 Coverage. Receive your policy documents immediately.

1 April - 30 April 2024
Single Trip Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Get Up to S$38 Rewards via PayNow and 40% discount when you buy NOW!
Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Get Up to S$38 Rewards via PayNow and 20% discount when you buy NOW!

Elite Coverage:

Tiq Travel Luxury

Premium: S$67.20

Overseas Medical: S$1,000,000

Travel Delay:

S$500

Baggage Loss/Damage:

S$3,000

Yes

With COVID-19 Coverage.

8 April - 17 April 2024
Single Trip Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code TIQPP to get Up to S$10 Rewards via PayNow and 45% discount when you buy NOW!
Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code TIQPP to get Up to S$10 Rewards via PayNow and 60% discount off Covid-19 add on when you buy NOW!

Elite Coverage:

Allianz Travel Platinum Asean

Premium: S$69.00

Overseas Medical: S$1,000,000

Travel Delay:

S$1,600

Baggage Loss/Damage:

S$5,000

Yes

With COVID-19 Coverage.

1 April - 30 April 2024
Single Trip/ Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code PPAZ to get Up to S$40 Rewards via PayNow and 43% discount when you buy NOW!
Compare Travel Insurance

Related: What’s Inflating Your Travel Expenses in 2023?

The Best Travel Insurance in Singapore for Annual Trip Purchases

If you’re someone who travels regularly, purchasing an annual insurance plan works better to get more value out of your money. You’d need to narrow down on whether you’re travelling within ASEAN, in Asia, or worldwide.

In the table below, we’ve covered the premium costs for annual travel insurance in Singapore for ASEAN, including coverage levels.

Travel Insurance Provider & Coverage Level in Asean

Premium Cost & Main Insurance Coverage

COVID-19 Coverage

Promotions

MSIG TravelEasy

MSIG TravelEasy Standard Asean: S$231.20

Overseas Medical: S$250,000

Travel/Trip Delay:

S$500

Baggage Loss/Damage:

S$3,000

MSIG TravelEasy Elite Asean:S$319.20

Overseas Medical: S$500,000

Travel/Trip Delay:

S$1,000

Baggage Loss/Damage:

S$5,000

MSIG TravelEasy Premier Asean: S$447.20

Overseas Medical: S$1,000,000

Travel/Trip Delay:

S$1,500

Baggage Loss/Damage:

S$7,500

Yes

With COVID-19 Coverage. Receive your policy documents immediately.

1 April - 30 April 2024
Single Trip Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Get Up to S$38 Rewards via PayNow and 40% discount when you buy NOW!
Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Get Up to S$38 Rewards via PayNow and 20% discount when you buy NOW!

 

Tiq Travel Insurance

Tiq Travel Entry: S$262.00

Overseas Medical: S$200,000

Travel Delay:

S$300

Baggage Loss/Damage:

S$2,000

Tiq Travel Savvy: S$369.00

Overseas Medical: S$500,000

Travel Delay:

S$300

Baggage Loss/Damage:

S$2,000

Tiq Travel Luxury: S$429.00

Overseas Medical: S$1,000,000

Travel Delay:

S$500

Baggage Loss/Damage:

S$3,000

 

With COVID-19 Coverage.

8 April - 17 April 2024
Single Trip Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code TIQPP to get Up to S$10 Rewards via PayNow and 45% discount when you buy NOW!
Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code TIQPP to get Up to S$10 Rewards via PayNow and 60% discount off Covid-19 add on when you buy NOW!

Allianz Travel

Allianz Travel Bronze Asean: S$180.60

Overseas Medical: S$250,000

Travel Delay:

S$800

Baggage Loss/Damage:

S$1,500

Allianz Travel Silver Asean: S$313.80

Overseas Medical: S$500,000

Travel Delay:

S$1,200

Baggage Loss/Damage:

S$3,000

Allianz Travel Platinum Asean:

S$415.20

Overseas Medical: S$1,000,000

Travel Delay:

S$1,600

Baggage Loss/Damage:

S$5,000

 
With COVID-19 Coverage.

1 April - 30 April 2024
Single Trip/ Annual Plan
  • Exclusive AMTD PolicyPal Group, T&Cs Apply
    Use promo code PPAZ to get Up to S$40 Rewards via PayNow and 43% discount when you buy NOW!
Compare Travel Insurance

Related: Effective Travel Hacks To Maximise Savings When Travelling & Shopping Overseas

I caught COVID-19 before or during my trip. What do I do?

While contracting COVID-19 does complicate your travel plans, it is possible to get better while navigating your health and travel trip. This varies in terms of when and where you contracted it, but this table below gives you all the information you’ll need at a glance.

You Contracted COVID-19

Before Your Trip

During Your Trip

After Your Trip

COVID-19 Test Results Proof

Positive PCR test result

Positive PCR test result

Positive PCR test result

What to Do and What Could Happen Next

1. Contact your insurance company immediately to inform that you can’t travel due to COVID-19

2. If your insurance plan states that travel cancellation or postponement is only the final option, you’d need to contact your airline or booking website

3. Submit your test results and other documentation as proof for your claims

 

 

 

1. Call your insurance help centre immediately

2. Retain all your medical reports, bills, and doctor’s note stating your COVID-19 severity and treatment

3. Some countries do not allow travellers to exit the country unless they’re cleared of COVID-19, so be prepared for a travel extension

4.  When you return to Singapore, submit the claims to your insurance company to process and get your refund accordingly

1. Certain insurance plans cover for COVID-19 being contracted for up to 2 weeks from returning to Singapore

2. Submit your claims with receipt, test results, proof of travel and other documentation for processing

 

Travelling always comes with some level of health risk. To ensure that you (and your wallet) do not suffer, it’s best to prepare yourself with a comprehensive travel insurance plan. 

Enquire more and contact us today!

 
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Disclaimer: Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future financial needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

Read more: 

Guide to New Travel Measures & Travel Insurance 2023

What Are Insurance Riders? Should You Buy Them?

Guide to Pet Costs and Pet Insurance in Singapore

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